DC/Metro (301) 805-6900
Fax (301) 805-9694
Annapolis (410) 741-1900
Q: How Do I get discounts on my auto
insurance?
A: Keeping a safe driving record, free of accidents and moving violations.
B. Insuring more than one vehicle on the same policy or advising your agent if you are given a company vehicle by your employer
C. Students with good grades are rewarded with lower premiums. If a student completes a defensive driving class it may also lower your premium.
Q: What Do I Do In The Event of an
Accident?
A: Always move to the shoulder (when conditions permit)or safe area
to prevent further damage
B. Always ask someone to summon police and seek medical assistance.
C. Always remember the 3 C's" Remain Calm, Courteous, Consistent in your version of the accident.
D. Always obtain complete information from those involved
E. Always complete the report on the scene not later on
F. Always obtain the names of witnesses including addresses and telephone numbers
G. Always notify the owner of the car you are driving as soon as possible
H. ALWAYS REPORT THE INCIDENT TO YOUR AGENT OR COMPANY AS SOON AS POSSIBLE
No one plans for accidents to happens, but if one does occur be
prepared and know what NOT to do:
Never make a deal for damages
Never leave the scene of even a minor accident
Never accept an offer of cash, check or settlement
Never offer to pay anything, even if you are at fault
Never administer first aid unless you are licensed to do so
Never disavow injury to you or your passengers
Q: How Can I Protect My Possessions Against Theft?
A. Put highly visible lights on timers
B. Keep bushes and trees that are close to your home well trimmed
C. Make sure to lock and close all doors and windows
D. Stop all newspaper and mail deliveries
E. Have a friend or neighbor check up on your home on a regular basis
F. Don't let strangers know when you will be away from home.
G. Install a centrally monitored fire and burglar alarm system